Collateral Inspection & Asset Review

When It Comes to Your Collateral,
Know What's Really There

M&R Asset Review delivers on-site collateral and asset inspections across New York, New Jersey, Connecticut, Pennsylvania, and Florida — giving your team reliable visibility into what's really happening on the ground.

500+
Properties Inspected
$5B+
Assets Reviewed
5
States Covered
24h
Report Turnaround
Scroll
Who We Are

Your Boots on the Ground
for Lender Due Diligence

When managing an active portfolio, nothing matters more than knowing your collateral is secure, compliant, and performing. M&R Asset Review was built from the ground up to serve that need — delivering independent, lender-grade inspections that tell you exactly what's happening at the property level.

We help your asset managers and portfolio teams stay informed. We act as your boots on the ground, handling the physical field work so your team can stay focused on making sound credit decisions backed by reliable, firsthand documentation.

From pre-funding drive-bys to ongoing annual reviews and full construction draw inspections, we bring the same rigor and lender-first perspective to every engagement — across every asset class and market in our coverage area.

Coverage Region
  • New York City — All Five Boroughs
  • New York State — Hudson Valley, Long Island
  • New Jersey — Statewide
  • Connecticut — Statewide
  • Pennsylvania — Philadelphia Metro & Beyond
  • Florida — Statewide

Inspection & Review
Services

🏗️
Pre & Post Funding Inspections

Rapid exterior and site assessments with condition ratings, photo documentation, and risk narratives — delivered for origination, compliance, and portfolio monitoring.

📋
Ongoing Collateral Condition Reports

Scheduled inspections for active loan monitoring. We track material changes, deferred maintenance, occupancy shifts, and emerging risks across your entire collateral portfolio.

🔨
Construction Draw & Holdback Inspections

On-site progress verification tied to draw requests — including budget-to-actual analysis, trade completion assessments, and holdback reporting for construction loans.

🏢
Tenant Occupancy Verification

Boots-on-the-ground confirmation of occupancy status, tenant activity, and physical condition — critical for lenders evaluating income-producing collateral in real time.

⚙️
Deferred Maintenance Tracking

Systematic identification and documentation of deferred maintenance conditions, with risk-rated observations and prioritized remediation recommendations.

📊
Comprehensive & Tailored Reporting

Every report is customized to the lender's requirements — detailed, risk-forward narratives with visual summaries formatted for credit file use. No boilerplate. No shortcuts.

Trusted By

Lenders Who Rely
on M&R

Regional Banks
Community Savings Banks
Private Bridge Lenders
Debt Funds
CMBS Servicers
Family Office Lenders
Hard Money Lenders
Non-QM Originators

Serving institutional banks, community lenders, and private credit platforms across NY, NJ, CT, PA & FL.

Our Team

The People Behind
Every Report

Moshe Schwartz — M&R Asset Review
Moshe Schwartz
Founder & Principal Inspector

Moshe Schwartz is the founder and principal of M&R Asset Review, bringing hands-on expertise across hundreds of inspections and billions in reviewed collateral throughout the tristate area, Pennsylvania, and Florida. His work spans a broad spectrum of lender types — from regional community banks and savings institutions to out-of-state private lenders, bridge funds, and institutional credit platforms — giving him a uniquely versatile perspective on what different lenders need to see and how to communicate risk clearly.

Moshe's deep market knowledge across New York City's five boroughs, the Hudson Valley, Long Island, New Jersey, Connecticut, Pennsylvania, and Florida sets M&R apart from national inspection firms that parachute into unfamiliar markets. He understands neighborhood-level dynamics, local building stock, pricing context, and the conditions that signal escalating risk — insights that only come from years of consistent, first-hand field work.

Every report that leaves M&R carries Moshe's direct involvement — from the site assessment through to the final narrative. No junior inspectors, no outsourced reporting. When lenders engage M&R, they get the expertise of the principal on every engagement.

Regional & Community Banks Private Bridge Lenders Out-of-State Institutions Multifamily Mixed-Use Industrial Construction Draws NY · NJ · CT · PA · FL
How It Works

From Order to Report
As Soon As 24 Hours

01
Submit Order

Send us the property address, inspection type, and any lender-specific requirements. We confirm within 2 business hours.

02
Field Visit

Our inspector conducts a thorough on-site or drive-by assessment, documenting conditions with field notes and photographs.

03
Report Preparation

We draft a lender-grade narrative report — detailed, risk-forward, and formatted for credit file use with visual summaries.

04
Delivery

Report delivered directly to your team — as soon as 24 hours after inspection. Rush turnaround available. Fast, compliant, and ready for your file.

Get In Touch

Request an Inspection
or Consultation

Whether you need a single drive-by or ongoing portfolio coverage across your book, we're ready to support your lending operations. Reach out — we respond fast.

Phone
Coverage
NY  ·  NJ  ·  CT  ·  PA  ·  FL
Turnaround
As soon as 24 hours  ·  Rush available
Asset Types
Multifamily · Mixed-Use · Industrial
Retail · Office · Construction